Terms & Conditions
Last Updated: August 29, 2025
These Terms & Conditions govern your use of mstips.in operated by Maninder Singh, located in Patiala, Punjab, India. By accessing or using our website, you agree to be bound by these terms.
1. Acceptance and Agreement
By accessing, browsing, or using mstips.in in any manner, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions, our Privacy Policy, and Disclaimer. These documents collectively form a binding legal agreement between you and Master Tips.
If you do not agree with any part of these terms, you must immediately discontinue use of this website and its services. Continued use after modifications to these terms constitutes acceptance of the updated terms.
Legal Binding: This is a legally binding agreement under Indian law. Violation of these terms may result in legal action, account termination, and liability for damages.
2. Permitted Use and Educational Purpose
All content, files, materials, resources, and services provided on mstips.in are exclusively for educational, learning, and personal development purposes. Permitted uses include:
- Personal learning and skill development
- Academic research and study
- Educational instruction in recognized institutions
- Non-commercial knowledge sharing within educational communities
- Creating derivative works for personal educational use only
Educational License: Content is provided under an educational license that permits personal learning but restricts commercial exploitation. This license is revocable upon violation of terms.
3. Prohibited Activities and Restrictions
The following activities are strictly prohibited and may result in immediate termination of access and legal action:
3.1 Content-Related Prohibitions:
- Commercial use, resale, or monetization of any content without explicit written permission
- Redistribution, sublicensing, or sharing content on other platforms or websites
- Uploading, distributing, or promoting pirated, copyrighted, or unauthorized content
- Claiming ownership of content created by Master Tips or third parties
- Removing copyright notices, watermarks, or attribution information
3.2 Behavioral Prohibitions:
- Engaging in hate speech, harassment, discrimination, or divisive activities
- Posting or sharing content that violates Indian laws or international standards
- Attempting to harm, exploit, or endanger minors or vulnerable individuals
- Impersonating Master Tips, its owner, or any other entity
- Spreading false information, misinformation, or harmful content
3.3 Technical Prohibitions:
- Attempting to hack, breach, or compromise website security
- Using automated tools, bots, or scripts to access or scrape content
- Overloading servers or attempting denial-of-service attacks
- Bypassing access controls, paywalls, or security measures
- Reverse engineering, decompiling, or attempting to extract source code
4. Legal Compliance and Applicable Laws
Users must comply with all applicable laws and regulations, including but not limited to:
4.1 Indian Laws:
- Information Technology Act, 2000 and IT (Amendment) Act, 2008
- Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021
- Copyright Act, 1957 and subsequent amendments
- Indian Penal Code, 1860 (relevant sections)
- Protection of Children from Sexual Offences (POCSO) Act, 2012
- Digital Personal Data Protection Act, 2023
- Consumer Protection Act, 2019
4.2 International Compliance:
- Digital Millennium Copyright Act (DMCA) for US users
- General Data Protection Regulation (GDPR) for EU users
- Children's Online Privacy Protection Act (COPPA)
- Local copyright and intellectual property laws in user's jurisdiction
5. External Links and Third-Party Content
Our website may contain links to external websites, embed third-party content, or reference external services. We provide these links for convenience and educational value only. We are not responsible for:
- Content, accuracy, or availability of external websites
- Privacy practices or terms of service of third-party platforms
- Advertisements, recommendations, or user-generated content on external sites
- Any damages or losses resulting from interaction with external services
- Changes in external content after linking
External Content Disclaimer: Third-party links and embedded content are provided "as-is" without warranty. Users interact with external services at their own risk and subject to those services' terms.
6. Protection of Minors and Child Safety
Master Tips takes child protection seriously and maintains strict policies regarding minors:
6.1 Age Restrictions and Supervision:
- Users under 18 years must have adult supervision (parent, guardian, or teacher)
- Children under 13 years require explicit parental consent for any interaction
- Educational institutions are responsible for supervising student access
- Parents/guardians may request removal of any child-related data
6.2 Compliance with Child Protection Laws:
- Full compliance with POCSO Act, 2012
- Adherence to COPPA requirements
- Implementation of IT Rules 2021 child safety provisions
- Zero tolerance for content that may harm children
7. Intellectual Property Rights
Master Tips Content: Original content created by Master Tips is protected by copyright and remains the intellectual property of Maninder Singh, unless explicitly stated otherwise.
Third-Party Content: Content may include materials from various sources including:
- User-contributed educational materials
- Content used under fair use provisions for educational purposes
- Open source or Creative Commons licensed materials
- Content licensed from third parties
Respect for IP Rights: All users must respect intellectual property rights. If you believe your copyrighted material is being used without permission, please contact us immediately with proper DMCA notice.
8. User Accounts and Registration
Where account registration is available, users agree to:
- Provide accurate, current, and complete information
- Maintain the security and confidentiality of account credentials
- Notify us immediately of any unauthorized account use
- Accept responsibility for all activities under their account
- Use only one account per person unless explicitly permitted
9. Content Submission and User-Generated Content
If users are permitted to submit content, they represent and warrant that:
- They own or have necessary rights to submit the content
- Content does not violate any laws, rights, or these terms
- Content is original or properly attributed
- They grant Master Tips necessary licenses to use submitted content
10. Privacy and Data Protection
Our collection, use, and protection of user data is governed by our Privacy Policy. Key points include:
- Minimal data collection focused on functionality and security
- Compliance with Indian data protection laws
- No sale or unauthorized sharing of user data
- User rights to access, correct, or delete their data
- Secure storage and transmission of all data
11. Service Availability and Modifications
We reserve the right to:
- Modify, suspend, or discontinue services at any time
- Update content, features, or functionality without notice
- Impose usage limits or access restrictions
- Remove content that violates these terms
- Terminate user access for terms violations
Service Interruptions: While we strive for continuous availability, we do not guarantee uninterrupted service and are not liable for temporary outages or maintenance periods.
12. Limitation of Liability and Warranties
Disclaimer of Warranties: The website and its content are provided "as-is" without warranties of any kind, either express or implied, including but not limited to:
- Merchantability or fitness for a particular purpose
- Accuracy, completeness, or reliability of content
- Uninterrupted or error-free operation
- Freedom from viruses or harmful components
Limitation of Liability: To the fullest extent permitted by law, Master Tips and Maninder Singh shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website, even if advised of the possibility of such damages.
13. Indemnification
You agree to indemnify, defend, and hold harmless Master Tips, Maninder Singh, and any affiliates from any claims, liabilities, damages, losses, and expenses arising from:
- Your violation of these Terms & Conditions
- Your use or misuse of the website or its content
- Your violation of any laws or third-party rights
- Any content you submit or share through the website
14. Termination
We reserve the right to terminate or suspend your access immediately, without prior notice, for:
- Violation of these Terms & Conditions
- Illegal or harmful activities
- Abuse of website resources or functionality
- Any conduct detrimental to Master Tips or its users
Upon termination, your right to use the website ceases immediately, and you must destroy all downloaded content.
15. Governing Law and Jurisdiction
These Terms & Conditions are governed by the laws of India, without regard to conflict of law principles. Any disputes shall be resolved exclusively in:
- District Courts, Patiala, Punjab, India (first instance)
- Punjab & Haryana High Court, Chandigarh, India (appellate jurisdiction)
- Supreme Court of India (final appeal and constitutional matters)
Dispute Resolution: Before initiating legal proceedings, parties agree to attempt good faith resolution through direct communication. Legal action may be pursued if informal resolution fails within 30 days.
16. Severability and Entire Agreement
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. These Terms & Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Master Tips.
17. Contact Information and Updates
For questions about these Terms & Conditions or to report violations, contact us:
Master Tips - Legal Department
Owner: Maninder Singh
Mobile/WhatsApp: +91 98555-33266
Email: admin@mstips.in
Legal Email: legal@mstips.in
Website: https://mstips.in
Address: Patiala, Punjab, India
Terms Updates: These terms may be updated periodically. Users will be notified of material changes through website notices or email. The "Last Updated" date at the top reflects the most recent revision.
Effective Date: These terms are effective immediately upon posting and apply to all users accessing mstips.in from any location worldwide.